Posted on Leave a comment

How can I clear my credit history?

How can I clear my credit history?

  • All Resources
  • Customer
  • Guides
  • Loans & Credit
  • How do I clear my credit file?

Key message

  • You have got the right to have inaccurate info on your credit file corrected totally free

Am I able to have errors corrected during my credit history?

Yes. The Privacy Act 1988 (Cth) states that you have the directly to get yourself a modification on the credit file for almost any inaccurate, out-of-date, incomplete, unimportant or deceptive information. This can be done totally free.

How do I uncover what is in my own credit history?

Credit reporting bodies produce and hold credit file. Credit bodies that are reporting: Equifax (previously Veda Advantage), Dun & Bradstreet and Experian Credit Services Australia.

You can find a true quantity of techniques to uncover what is with in your credit history. The right is had by you:

  • To acquire a free copy of one’s credit history. a credit scoring human anatomy cannot fee because of this, in the previous 12 months unless you obtained a copy of your credit report from them;
  • To have a free content of the credit history within 3 months of experiencing a credit card applicatoin for credit rejected;
  • The reason for a loan refusal to be informed by a credit provider.

Exactly exactly What rules use?

The Privacy Act 1988 (Cth) lay out the legislation with regards to information held about yourself on your own credit file. The Credit Reporting Privacy Code sets out of the methods these details is noted on your credit file. Continue reading How can I clear my credit history?